/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.contents{display:contents}.table{display:table}}@font-face{font-family:Agency Script;src:url(/fonts/great-vibes.ttf)format("truetype");font-style:normal;font-weight:400;font-display:swap}.brand-script{color:#e8cb76;letter-spacing:0;padding:.08em .08em .02em 0;font-family:Agency Script,Brush Script MT,cursive;font-style:normal;font-weight:400;line-height:1.25;display:block}@supports ((-webkit-background-clip:text) or (background-clip:text)){.brand-script{color:#0000;background:linear-gradient(160deg,#fae9ac 0%,#cfad55 32%,#f5e3a1 56%,#c5a04b 77%,#f0d888 100%);-webkit-background-clip:text;background-clip:text}}.agency-name-label{color:var(--gold-light);letter-spacing:.045em;font-family:Georgia,Times New Roman,serif;font-size:16px;font-weight:400;line-height:1.3;display:block}.footer-agency-name .brand-script{font-size:clamp(34px,4vw,44px)}.footer-agency-name .agency-name-label{margin-top:4px}.embedded-quote-page{background:#f7f3ea;width:100%;height:100svh;margin:0;overflow:hidden}.embedded-quote-frame{border:0;width:100%;height:100%;display:block}:root{--ink:#17191d;--navy:#080a0d;--navy-soft:#20242a;--gold:#d4aa43;--gold-light:#f2d889;--teal:#866018;--paper:#f7f3ea;--muted:#646870;--line:#ded8cc;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);text-rendering:optimizelegibility;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit}.site-header{z-index:10;background:#fffffff5;border-bottom:1px solid #10223717;justify-content:space-between;align-items:center;padding:16px max(24px,50vw - 590px);display:flex;position:relative}.brand{align-items:center;gap:12px;text-decoration:none;display:flex}.brand-mark{background:var(--navy);border:2px solid var(--gold);color:var(--gold-light);letter-spacing:.08em;border-radius:50%;justify-content:center;align-items:center;width:42px;height:42px;font-size:13px;font-weight:800;display:flex}.brand strong,.brand small{display:block}.brand strong{letter-spacing:.01em;font-family:Georgia,Times New Roman,serif;font-size:17px}.brand small{color:var(--muted);margin-top:2px;font-size:11px}.header-actions{align-items:center;gap:18px;display:flex}.header-call,.header-book{color:var(--navy);font-size:14px;font-weight:700;text-decoration:none}.header-book{background:var(--navy);color:var(--white);border-radius:999px;padding:11px 18px}.header-book:hover{background:var(--navy-soft)}.header-promise{color:var(--muted);font-family:Georgia,Times New Roman,serif;font-size:14px;font-style:italic}.header-call:hover,.text-link:hover,.footer-contact a:hover{text-underline-offset:4px;text-decoration:underline}.visually-hidden{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.quick-actions-wrap{background:var(--white);z-index:9;border-bottom:1px solid #1022371a;padding:13px max(24px,50vw - 590px);position:relative}.quick-actions{grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;max-width:1180px;margin:0 auto;display:grid}.quick-action{background:#fbfcfc;border:1px solid #d8e0e4;border-radius:13px;grid-template-columns:38px minmax(0,1fr);align-items:center;gap:10px;min-height:68px;padding:10px 12px;text-decoration:none;transition:border-color .16s,box-shadow .16s,transform .16s;display:grid}.quick-action:hover{border-color:var(--teal);transform:translateY(-2px);box-shadow:0 8px 24px #1022371a}.quick-action-icon{color:var(--teal);background:#f5ecd4;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;font-size:17px;font-weight:900;display:flex}.quick-action strong,.quick-action small{display:block}.quick-action strong{color:var(--navy);font-size:12px;line-height:1.25}.quick-action small{color:var(--muted);margin-top:4px;font-size:9px;line-height:1.35}.quick-action-featured{background:var(--navy);border-color:var(--gold)}.quick-action-featured .quick-action-icon{background:var(--gold);color:var(--navy)}.quick-action-featured strong{color:var(--white)}.quick-action-featured small{color:#cbd9df}.hero{color:var(--white);background:linear-gradient(130deg,#050608fc,#1f1c16f7),radial-gradient(circle at 10% 40%,#735820,#0000 45%);min-height:570px;position:relative;overflow:hidden}.hero:after{content:"";border:1px solid #d4ac5b73;border-radius:50%;width:430px;height:430px;position:absolute;top:70px;right:-130px}.hero-glow{filter:blur(1px);opacity:.28;border-radius:50%;position:absolute}.hero-glow-one{background:#a77c23;width:360px;height:360px;top:20px;right:5%}.hero-glow-two{background:var(--gold);width:350px;height:350px;bottom:-180px;left:20%}.hero-inner{z-index:2;max-width:1180px;margin:0 auto;padding:78px 24px 76px;position:relative}.eyebrow,.section-label{color:var(--teal);letter-spacing:.18em;text-transform:uppercase;font-size:12px;font-weight:800}.eyebrow{color:var(--gold-light)}.hero h1{letter-spacing:-.035em;max-width:850px;margin:20px 0 26px;font-family:Georgia,Times New Roman,serif;font-size:clamp(44px,6.5vw,76px);font-weight:500;line-height:.98}.hero-copy{color:#dce7ed;max-width:710px;margin:0;font-size:19px;line-height:1.65}.hero-actions,.cta-actions{flex-wrap:wrap;gap:14px;margin-top:34px;display:flex}.button{border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;min-height:50px;padding:0 24px;font-size:14px;font-weight:800;text-decoration:none;transition:transform .16s,background .16s,border-color .16s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button:focus-visible,a:focus-visible{outline-offset:3px;outline:3px solid #62c8d1}.button-primary,.button-gold{background:var(--gold);color:#17212c}.button-primary:hover,.button-gold:hover{background:#e0bd71}.button-secondary{color:var(--white);border-color:#ffffff73}.button-secondary:hover,.button-outline:hover{border-color:var(--white);background:#ffffff1a}.hero-facts{color:#c5d2d9;flex-wrap:wrap;gap:26px;margin:38px 0 0;padding:0;font-size:12px;list-style:none;display:flex}.hero-facts li{align-items:center;gap:8px;display:flex}.hero-facts li:before{background:var(--gold);content:"";border-radius:50%;width:5px;height:5px}.content-section{max-width:1180px;margin:0 auto;padding:92px 24px}.intro-grid{grid-template-columns:minmax(0,1.02fr) minmax(360px,.98fr);align-items:start;gap:72px;display:grid}.content-section h2,.notice h2,.cta-section h2{letter-spacing:-.025em;margin:14px 0 20px;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,4vw,50px);font-weight:500;line-height:1.08}.section-copy{color:var(--muted);margin:0;font-size:17px;line-height:1.75}.benefit-list{border-top:1px solid var(--line);margin-top:35px}.benefit-item{border-bottom:1px solid var(--line);grid-template-columns:26px 1fr;gap:14px;padding:20px 0;display:grid}.check{color:var(--teal);background:#f5ecd4;border-radius:50%;justify-content:center;align-items:center;width:24px;height:24px;margin-top:1px;font-size:13px;font-weight:900;display:flex}.benefit-item h3{margin:0 0 6px;font-size:16px}.benefit-item p{color:var(--muted);margin:0;font-size:14px;line-height:1.65}.image-card{background:var(--white);border:1px solid var(--line);border-radius:22px;margin:8px 0 0;padding:18px;overflow:hidden;box-shadow:0 24px 65px #1022371c}.image-card img{width:100%;height:auto;display:block}.image-card figcaption{border-top:1px solid var(--line);color:var(--muted);margin-top:16px;padding:15px 3px 2px;font-size:12px;line-height:1.55}.notice-wrap{background:#f5ecd7;padding:0 24px}.notice{grid-template-columns:46px 1fr;gap:22px;max-width:1180px;margin:0 auto;padding:46px 0;display:grid}.notice-icon{border:1px solid var(--teal);color:var(--teal);border-radius:50%;justify-content:center;align-items:center;width:42px;height:42px;font-family:Georgia,Times New Roman,serif;font-size:24px;display:flex}.notice h2{margin:0 0 10px;font-size:25px}.notice p{color:#405866;max-width:980px;margin:0;font-size:14px;line-height:1.75}.pdf-section{padding-bottom:106px}.pdf-heading{justify-content:space-between;align-items:end;gap:30px;margin-bottom:26px;display:flex}.pdf-heading h2{margin-bottom:0}.text-link{color:var(--teal);white-space:nowrap;padding-bottom:8px;font-size:14px;font-weight:800;text-decoration:none}.pdf-frame{background:#dfe5e8;border:1px solid #cbd3d8;border-radius:18px;height:min(76vh,860px);min-height:620px;padding:10px;overflow:hidden;box-shadow:0 20px 55px #1022371f}.pdf-frame object{background:var(--white);border:0;border-radius:10px;width:100%;height:100%}.pdf-fallback{text-align:center;flex-direction:column;justify-content:center;align-items:center;gap:16px;height:100%;padding:30px;display:flex}.cta-section{background:var(--navy);color:var(--white);justify-content:space-between;align-items:center;gap:50px;padding:74px max(24px,50vw - 590px);display:flex}.cta-section>div:first-child{max-width:690px}.cta-section h2{margin-bottom:16px;font-size:42px}.cta-section p{color:#c9d6dd;margin:0;line-height:1.7}.light-label{color:var(--gold-light)}.cta-actions{flex-shrink:0;margin-top:0}.button-outline{color:var(--white);border-color:#ffffff7a}footer{color:#cbd4d9;background:#071522;padding:48px max(24px,50vw - 590px)}.footer-main{border-bottom:1px solid #ffffff1f;justify-content:space-between;align-items:start;padding-bottom:28px;display:flex}.footer-main strong{color:var(--white);font-family:Georgia,Times New Roman,serif;font-size:19px}.footer-main p{margin:7px 0 0;font-size:12px}.footer-contact{text-align:right;flex-direction:column;gap:8px;font-size:13px;display:flex}.footer-contact a{text-decoration:none}.fine-print{color:#94a5ae;padding-top:24px;font-size:10px;line-height:1.65}.fine-print p{margin:0 0 10px}.hub-page{background:var(--paper)}.hub-header{background:#fffffffa}.hub-hero{color:var(--white);background:radial-gradient(circle at 74% 28%,#d4aa432e,#0000 30%),linear-gradient(128deg,#050608 0%,#0b0d10 60%,#1a1711 100%);border-bottom:1px solid #d4aa4394;position:relative;overflow:hidden}.hub-hero:before{content:"";border:1px solid #f2d8893b;border-radius:50%;width:620px;height:620px;position:absolute;top:-110px;right:-220px}.hub-hero-grid{z-index:2;grid-template-columns:minmax(0,1fr) 260px;align-items:center;gap:72px;max-width:1240px;margin:0 auto;padding:68px 30px 76px;display:grid;position:relative}.hub-hero-copy h1{letter-spacing:-.035em;margin:22px 0 30px;font-family:Georgia,Times New Roman,serif;font-size:clamp(54px,6.2vw,88px);font-weight:500;line-height:1.05}.agency-name-hero .agency-name-label{color:var(--gold-light);letter-spacing:.045em;margin-top:12px;font-size:clamp(28px,3vw,40px);line-height:1.3;display:block}.hub-client-promise{color:var(--white);letter-spacing:-.02em;margin:0 0 16px;font-size:clamp(22px,2.3vw,28px);font-weight:600;line-height:1.3}.hub-hero-copy>p{color:#d7d9dc;max-width:670px;margin:0;font-size:18px;line-height:1.72}.hub-trust-list{color:#c8cbd0;flex-wrap:wrap;gap:11px 24px;margin:30px 0 0;padding:0;font-size:11px;font-weight:700;list-style:none;display:flex}.hub-trust-list li{align-items:center;gap:8px;display:flex}.hub-trust-list li:before{color:var(--gold-light);content:"✓";font-weight:900}.hub-brand-figure{width:100%;max-width:260px;margin:0;position:relative}.hub-brand-frame{background:#030405;border:1px solid #f2d889b8;border-radius:30px;padding:7px;overflow:hidden;box-shadow:0 32px 90px #00000070,0 0 52px #d4aa4321}.hub-brand-frame img{border-radius:23px;width:100%;height:auto;display:block}.hub-brand-figure figcaption{color:#c8cbd0;letter-spacing:.09em;text-align:center;text-transform:uppercase;margin-top:13px;font-size:10px}.hub-brand-figure figcaption strong,.hub-brand-figure figcaption span{display:block}.hub-brand-figure figcaption strong{color:var(--gold-light);margin-bottom:8px;font-size:16px}.hub-hero-orbit{filter:blur(2px);border-radius:50%;position:absolute}.hub-hero-orbit-one{background:#d4aa431c;width:290px;height:290px;top:80px;left:-120px}.hub-hero-orbit-two{background:#f2d88914;width:350px;height:350px;bottom:-160px;left:36%}.hub-assurance{background:var(--white);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));padding:0 max(24px,50vw - 590px);display:grid}.hub-assurance>div{padding:26px 24px}.hub-assurance>div+div{border-left:1px solid var(--line)}.hub-assurance strong,.hub-assurance span{display:block}.hub-assurance strong{color:var(--navy);font-family:Georgia,Times New Roman,serif;font-size:18px}.hub-assurance span{color:var(--muted);margin-top:5px;font-size:10px;line-height:1.45}.hub-section{max-width:1180px;margin:0 auto;padding:96px 24px}.hub-section-heading{justify-content:space-between;align-items:end;gap:54px;margin-bottom:40px;display:flex}.hub-section-heading>div{max-width:640px}.hub-section-heading h2,.hub-process h2,.living-benefits-grid h2,.resource-band h2,.hub-contact h2{letter-spacing:-.035em;margin:14px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(36px,4.3vw,54px);font-weight:500;line-height:1.04}.hub-section-heading>p{color:var(--muted);max-width:390px;margin:0;font-size:14px;line-height:1.7}.coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.coverage-card{border:1px solid var(--line);background:#ffffffde;border-radius:20px;flex-direction:column;min-height:310px;padding:30px;text-decoration:none;transition:border-color .17s,box-shadow .17s,transform .17s;display:flex;box-shadow:0 10px 34px #17191d0d}.coverage-card:hover{border-color:var(--gold);transform:translateY(-4px);box-shadow:0 20px 48px #17191d1c}.coverage-code{color:#6d4b08;letter-spacing:.09em;background:#f5ecd4;border:1px solid #ead8a7;border-radius:999px;justify-content:center;align-items:center;width:fit-content;min-width:34px;height:34px;padding:0 10px;font-size:9px;font-weight:900;display:inline-flex}.coverage-card h3{margin:24px 0 12px;font-family:Georgia,Times New Roman,serif;font-size:26px;font-weight:500}.coverage-card p{color:var(--muted);margin:0 0 24px;font-size:13px;line-height:1.68}.coverage-link{color:#6d4b08;margin-top:auto;font-size:12px;font-weight:900}.coverage-card-featured{color:var(--white);background:linear-gradient(145deg,#080a0d,#242018);border-color:#d4aa43a8}.coverage-card-featured p{color:#cfd1d4}.coverage-card-featured .coverage-code{background:var(--gold);border-color:var(--gold-light);color:#17130b}.coverage-card-featured .coverage-link{color:var(--gold-light)}.hub-process-wrap{color:var(--white);background:radial-gradient(circle at 15% 18%,#d4aa431f,#0000 28%),#080a0d;border-top:1px solid #d4aa4354;border-bottom:1px solid #d4aa4354}.hub-process{grid-template-columns:minmax(300px,.75fr) minmax(0,1.25fr);gap:74px;max-width:1180px;margin:0 auto;padding:88px 24px;display:grid}.hub-process-intro p{color:#c9cbd0;margin:22px 0 0;font-size:14px;line-height:1.75}.process-steps{gap:16px;display:grid}.process-steps article{background:#ffffff0b;border:1px solid #ffffff1c;border-radius:17px;grid-template-columns:50px minmax(0,1fr);gap:10px 18px;padding:22px 24px;display:grid}.process-steps article>span{color:var(--gold-light);letter-spacing:.08em;grid-row:1/span 2;margin-top:5px;font-size:11px;font-weight:900}.process-steps h3{margin:0;font-family:Georgia,Times New Roman,serif;font-size:21px;font-weight:500}.process-steps p{color:#bfc2c7;margin:0;font-size:12px;line-height:1.6}.living-benefits-grid{grid-template-columns:minmax(0,.93fr) minmax(400px,1.07fr);align-items:center;gap:68px;display:grid}.hub-section-copy{color:var(--muted);margin:22px 0 0;font-size:15px;line-height:1.75}.living-benefit-list{border-top:1px solid var(--line);margin:30px 0 32px;padding:0;list-style:none}.living-benefit-list li{border-bottom:1px solid var(--line);gap:5px;padding:15px 0;display:grid}.living-benefit-list strong{font-size:13px}.living-benefit-list span{color:var(--muted);font-size:11px;line-height:1.5}.button-dark{background:var(--navy);color:var(--white)}.button-dark:hover{background:var(--navy-soft)}.living-benefits-figure{background:var(--white);border:1px solid var(--line);border-radius:22px;margin:0;padding:14px;overflow:hidden;box-shadow:0 24px 64px #17191d1c}.living-benefits-figure img{width:100%;height:auto;display:block}.living-benefits-figure figcaption{border-top:1px solid var(--line);color:var(--muted);margin-top:14px;padding:13px 4px 2px;font-size:10px;line-height:1.55}.resource-band{background:linear-gradient(118deg, #d4aa4314, transparent 42%), var(--navy);color:var(--white);justify-content:space-between;align-items:center;gap:64px;padding:78px max(24px,50vw - 590px);display:flex}.resource-band>div:first-child{max-width:760px}.resource-kicker{color:var(--gold-light);letter-spacing:.16em;text-transform:uppercase;font-size:10px;font-weight:900}.resource-band h2{font-size:clamp(32px,3.9vw,47px)}.resource-band p{color:#c8cbd0;max-width:680px;margin:20px 0 0;font-size:13px;line-height:1.7}.resource-actions{flex-direction:column;flex-shrink:0;align-items:flex-start;gap:16px;display:flex}.resource-text-link{color:var(--gold-light);font-size:12px;font-weight:800;text-decoration:none}.resource-text-link:hover{text-underline-offset:4px;text-decoration:underline}.hub-contact{grid-template-columns:minmax(0,1fr) minmax(320px,.65fr);align-items:center;gap:70px;max-width:1180px;margin:0 auto;padding:92px 24px;display:grid}.hub-contact>div:first-child{max-width:700px}.hub-contact p{color:var(--muted);margin:20px 0 0;font-size:15px;line-height:1.72}.hub-contact-actions{gap:12px;display:grid}.hub-contact-link{color:#6d4b08;overflow-wrap:anywhere;text-align:center;font-size:12px;font-weight:800;text-decoration:none}.hub-contact-link:hover{text-underline-offset:4px;text-decoration:underline}.hero-text-link{color:var(--gold-light);text-underline-offset:5px;margin-top:22px;font-size:14px;font-weight:800;text-decoration-thickness:1px;display:inline-block}.hero-text-link:hover{color:var(--white)}.quote-hero{color:var(--white);background:linear-gradient(125deg,#050608fc,#261f13f5),radial-gradient(circle at 82% 20%,#8c6c27,#0000 42%)}.quote-hero-inner{max-width:1180px;margin:0 auto;padding:76px 24px 128px}.quote-hero h1{letter-spacing:-.035em;max-width:900px;margin:18px 0 24px;font-family:Georgia,Times New Roman,serif;font-size:clamp(42px,5.6vw,68px);font-weight:500;line-height:1.02}.quote-hero p{color:#dce8eb;max-width:790px;margin:0;font-size:18px;line-height:1.7}.quote-hero ul{flex-wrap:wrap;gap:12px 28px;margin:30px 0 0;padding:0;list-style:none;display:flex}.quote-hero li{color:#eef5f5;align-items:center;gap:9px;font-size:13px;font-weight:700;display:flex}.quote-hero li:before{color:var(--gold-light);content:"✓";font-weight:900}.fex-lite-section{z-index:2;max-width:1180px;margin:-62px auto 0;padding:0 24px 64px;position:relative}.fex-lite-section.fex-lite-section-secondary{margin-top:0}.fex-lite-card{background:var(--white);border:1px solid #10223717;border-radius:22px;padding:38px;box-shadow:0 24px 70px #10223721}.fex-lite-heading{grid-template-columns:minmax(0,1fr) minmax(280px,.75fr);align-items:end;gap:34px;margin-bottom:28px;display:grid}.fex-lite-heading h2{letter-spacing:-.025em;margin:12px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(32px,4vw,48px);font-weight:500;line-height:1.05}.fex-lite-heading p,.fex-lite-foot p{color:var(--muted);margin:0;line-height:1.65}.fex-lite-heading p{font-size:15px}.fex-lite-frame-shell{background:#f5f7f8;border:1px solid #d7dee2;border-radius:16px;overflow:hidden}.fex-lite-frame{border:0;width:100%;height:800px;display:block}.fex-lite-foot{justify-content:space-between;align-items:center;gap:24px;margin-top:18px;display:flex}.fex-lite-foot p{max-width:760px;font-size:12px}.fex-lite-foot a,.fex-lite-noscript a{color:#6d4b08;text-underline-offset:4px;flex:none;font-size:13px;font-weight:800}.fex-lite-noscript{color:var(--muted);margin:18px 0 0;font-size:13px}.quote-page-wrap{z-index:2;grid-template-columns:minmax(240px,.36fr) minmax(0,.64fr);align-items:start;gap:38px;max-width:1180px;margin:0 auto;padding:0 24px 100px;display:grid;position:relative}.quote-page-wrap.quote-page-wrap-priority{margin-top:-62px;padding-bottom:64px}.quote-side-card,.quote-form,.quote-success{background:var(--white);border:1px solid #10223717;border-radius:22px;box-shadow:0 24px 70px #10223721}.quote-side-card{padding:34px 30px}.quote-side-card ol{gap:24px;margin:28px 0 30px;padding:0;list-style:none;display:grid}.quote-side-card li{grid-template-columns:32px 1fr;gap:13px;display:grid}.quote-side-card li>span{color:var(--teal);background:#f5ecd4;border-radius:50%;justify-content:center;align-items:center;width:30px;height:30px;font-size:13px;font-weight:900;display:flex}.quote-side-card strong{margin:1px 0 5px;font-size:14px;display:block}.quote-side-card p{color:var(--muted);margin:0;font-size:13px;line-height:1.55}.side-contact{border-top:1px solid var(--line);flex-direction:column;gap:7px;padding-top:24px;display:flex}.side-contact a{color:var(--teal);overflow-wrap:anywhere;font-size:13px;text-decoration:none}.side-contact a:hover{text-underline-offset:3px;text-decoration:underline}.quote-form{padding:42px 46px}.form-intro{border-bottom:1px solid var(--line);justify-content:space-between;align-items:end;gap:30px;padding-bottom:28px;display:flex}.form-intro h2,.quote-success h2{letter-spacing:-.025em;margin:11px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(30px,4vw,43px);font-weight:500;line-height:1.08}.form-intro p{color:var(--muted);flex-shrink:0;margin:0;font-size:11px}.form-intro span,.quote-form label>span{color:#a32727}.form-section{border-bottom:1px solid var(--line);padding:32px 0}.form-section h3{margin:0 0 19px;font-size:16px}.field-note{border-left:3px solid var(--teal);color:#3f5863;background:#fbf6e9;margin:-4px 0 22px;padding:11px 14px;font-size:12px;line-height:1.55}.form-grid{gap:20px;display:grid}.form-grid.two-column{grid-template-columns:repeat(2,minmax(0,1fr))}.quote-form label:not(.consent-row){color:#334554;gap:8px;font-size:12px;font-weight:800;display:grid}.quote-form input:not([type=checkbox]),.quote-form select{appearance:none;color:var(--ink);font:inherit;background:#fbfcfc;border:1px solid #cbd4d9;border-radius:9px;width:100%;min-height:49px;padding:0 13px;font-size:15px;font-weight:400}.quote-form select{background-image:linear-gradient(45deg,#0000 50%,#586875 50%),linear-gradient(135deg,#586875 50%,#0000 50%);background-position:calc(100% - 18px) 21px,calc(100% - 13px) 21px;background-repeat:no-repeat;background-size:5px 5px,5px 5px;padding-right:35px}.quote-form input:focus,.quote-form select:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px #86601826}.consent-panel{background:#f4f6f7;border:1px solid #d8dfe3;border-radius:13px;margin:32px 0 25px;padding:8px 22px 20px}.consent-row{cursor:pointer;border-bottom:1px solid #d8dfe3;grid-template-columns:20px 1fr;align-items:start;gap:13px;padding:19px 0;display:grid}.consent-row input{accent-color:var(--teal);width:19px;height:19px;margin:2px 0 0}.consent-row span{color:#475967;font-size:11px;line-height:1.65}.consent-row strong{color:var(--ink);margin-bottom:5px;font-size:13px;display:block}.consent-links{color:var(--muted);margin:17px 0 0;font-size:10px;line-height:1.6}.consent-links a{color:var(--teal);font-weight:800}.form-error{color:#8c2727;background:#fff0f0;border:1px solid #e6b9b9;border-radius:9px;margin-bottom:18px;padding:13px 15px;font-size:13px;line-height:1.5}.submit-button{cursor:pointer;border:0;width:100%}.submit-button:disabled{cursor:wait;opacity:.7}.submit-note{color:var(--muted);text-align:center;max-width:610px;margin:13px auto 0;font-size:10px;line-height:1.55}.quote-success{text-align:center;min-height:470px;padding:74px 54px}.success-check{color:var(--teal);background:#f5ecd4;border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 24px;font-size:28px;font-weight:900;display:flex}.quote-success p{color:var(--muted);max-width:580px;margin:20px auto 28px;line-height:1.7}.quote-success .button{margin:0 auto}.quote-success small{color:var(--muted);margin-top:20px;font-size:10px;display:block}.legal-page{background:var(--white);min-height:100vh}.legal-header{background:var(--navy);color:var(--white);justify-content:space-between;align-items:center;padding:21px max(24px,50vw - 480px);display:flex}.legal-header a{color:var(--gold-light);font-size:13px;font-weight:800;text-decoration:none}.legal-page article{max-width:850px;margin:0 auto;padding:72px 24px 100px}.legal-page h1{letter-spacing:-.03em;margin:0 0 12px;font-family:Georgia,Times New Roman,serif;font-size:clamp(40px,6vw,60px);font-weight:500}.legal-lead{border-bottom:1px solid var(--line);color:var(--muted);margin:0 0 38px;padding-bottom:32px;font-size:15px;line-height:1.7}.legal-page h2{margin:36px 0 11px;font-family:Georgia,Times New Roman,serif;font-size:25px;font-weight:500}.legal-page p,.legal-page li{color:#465b69;font-size:14px;line-height:1.75}.legal-page li+li{margin-top:6px}.legal-page a{color:var(--teal)}.legal-page blockquote{border-left:3px solid var(--teal);color:#334b57;background:#fbf6e9;margin:18px 0;padding:17px 20px;font-size:12px;line-height:1.7}.leads-page{background:var(--paper);min-height:100vh;padding:54px max(24px,50vw - 690px)}.leads-header{justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px;display:flex}.leads-actions{flex-wrap:wrap;gap:10px;display:flex}.leads-signout{color:var(--navy);border-color:#b9c4cb}.leads-signout:hover{background:var(--white);border-color:var(--navy)}.leads-header h1,.access-denied h1{letter-spacing:-.025em;margin:10px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,4vw,48px);font-weight:500}.leads-table-wrap{background:var(--white);border:1px solid var(--line);border-radius:14px;overflow-x:auto;box-shadow:0 16px 45px #10223714}.leads-table-wrap table{border-collapse:collapse;width:100%;min-width:1120px;font-size:12px}.leads-table-wrap th{background:var(--navy);color:var(--white);letter-spacing:.1em;text-align:left;text-transform:uppercase;padding:15px;font-size:10px}.leads-table-wrap td{border-bottom:1px solid var(--line);color:#435562;vertical-align:top;padding:16px 15px;line-height:1.5}.leads-table-wrap td strong,.leads-table-wrap td span,.leads-table-wrap td a{display:block}.leads-table-wrap td span{color:var(--muted);margin-top:4px;font-size:10px}.leads-table-wrap td a{color:var(--teal);text-decoration:none}.consent-yes{color:#16704f}.consent-no{color:#9b2e2e}.sync-synced{color:#16704f}.sync-pending{color:#8a6515}.sync-failed{color:#9b2e2e}.sync-skipped_no_marketing_consent,.sync-not_eligible{color:var(--muted)}.delivery-sent{color:#16704f}.delivery-pending{color:#8a6515}.delivery-failed{color:#9b2e2e}.delivery-not_configured{color:var(--muted)}.proof-details{border:1px solid var(--line);background:#f6f8f8;border-radius:14px;margin:30px 0 38px;display:grid}.proof-details>div{grid-template-columns:minmax(150px,.34fr) minmax(0,.66fr);gap:18px;padding:15px 18px;display:grid}.proof-details>div+div{border-top:1px solid var(--line)}.proof-details dt{color:var(--muted);letter-spacing:.04em;text-transform:uppercase;font-size:11px;font-weight:800}.proof-details dd{color:var(--ink);overflow-wrap:anywhere;margin:0;font-size:13px}.empty-state{text-align:center;color:var(--muted)!important;padding:50px!important}.leads-note{color:var(--muted);margin:18px 0 0;font-size:11px;line-height:1.6}.access-denied{justify-content:center;align-items:center;display:flex}.access-denied>div{background:var(--white);text-align:center;border-radius:18px;max-width:560px;padding:56px;box-shadow:0 18px 60px #1022371c}.access-denied p{color:var(--muted);margin:18px 0 28px;line-height:1.7}@media (width<=900px){.quick-actions{grid-template-columns:repeat(2,minmax(0,1fr))}.quick-action-featured{grid-column:1/-1}.intro-grid{grid-template-columns:1fr;gap:48px}.image-card{max-width:680px;margin:0 auto}.cta-section{flex-direction:column;align-items:flex-start}.cta-actions{width:100%}.quote-page-wrap{grid-template-columns:1fr}.fex-lite-heading{grid-template-columns:1fr;align-items:start;gap:16px}.quote-side-card{display:none}.leads-header{flex-direction:column;align-items:flex-start}}@media (width<=640px){.site-header{padding:13px 18px}.brand small,.header-call,.header-promise{display:none}.quick-actions-wrap{padding:10px 12px 12px}.quick-actions{gap:8px}.quick-action{grid-template-columns:32px minmax(0,1fr);gap:8px;min-height:62px;padding:8px 9px}.quick-action-icon{width:32px;height:32px;font-size:14px}.quick-action strong{font-size:11px}.quick-action small{font-size:8px}.header-actions{gap:0}.header-book{padding:10px 14px;font-size:12px}.hero{min-height:0}.hero-inner{padding:60px 20px 58px}.hero h1{font-size:45px}.hero-copy{font-size:16px}.hero-actions,.cta-actions{flex-direction:column}.button{width:100%}.hero-facts{flex-direction:column;align-items:flex-start;gap:10px}.content-section{padding:70px 20px}.intro-grid{gap:42px}.image-card{border-radius:15px;padding:10px}.notice-wrap{padding:0 20px}.notice{grid-template-columns:1fr;padding:38px 0}.pdf-heading{flex-direction:column;align-items:flex-start}.pdf-frame{height:600px;min-height:0;padding:6px}.cta-section{padding:58px 20px}.cta-section h2{font-size:36px}.footer-main{flex-direction:column;gap:20px}.footer-contact{text-align:left}.quote-hero-inner{padding:60px 20px 104px}.quote-hero h1{font-size:42px}.quote-hero p{font-size:15px}.quote-hero ul{flex-direction:column;align-items:flex-start;gap:9px}.quote-page-wrap{padding:0 14px 72px}.quote-page-wrap.quote-page-wrap-priority{margin-top:-48px;padding-bottom:48px}.fex-lite-section{margin-top:-48px;padding:0 14px 48px}.fex-lite-card{border-radius:16px;padding:26px 12px 20px}.fex-lite-heading{padding:0 10px}.fex-lite-heading h2{font-size:34px}.fex-lite-frame-shell{border-radius:12px}.fex-lite-foot{flex-direction:column;align-items:flex-start;gap:12px;padding:0 10px}.quote-form{border-radius:16px;padding:31px 20px}.form-intro{flex-direction:column;align-items:flex-start;gap:12px}.form-grid.two-column{grid-template-columns:1fr}.consent-panel{padding:6px 16px 17px}.consent-row{gap:11px}.quote-success{padding:55px 24px}.legal-header{flex-direction:column;align-items:flex-start;gap:9px;padding:20px}.legal-page article{padding:54px 20px 80px}.proof-details>div{grid-template-columns:1fr;gap:7px}.leads-page{padding:36px 18px}.access-denied>div{padding:40px 22px}}@media (width<=1000px){.hub-hero-grid{grid-template-columns:minmax(0,1fr) 240px;gap:36px}.coverage-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hub-process{grid-template-columns:1fr;gap:52px}}@media (width<=800px){.hub-hero-grid{grid-template-columns:1fr}.hub-brand-figure{max-width:220px;margin:0 auto}.hub-assurance{grid-template-columns:repeat(2,minmax(0,1fr))}.hub-assurance>div:nth-child(3){border-left:0;border-top:1px solid var(--line)}.hub-assurance>div:nth-child(4){border-top:1px solid var(--line)}.hub-section-heading,.resource-band{flex-direction:column;align-items:flex-start}.living-benefits-grid,.hub-contact{grid-template-columns:1fr}.living-benefits-figure{max-width:680px;margin:0 auto}.resource-actions{width:100%}}@media (width<=640px){.hub-hero-grid{padding:52px 18px 58px}.hub-hero-copy h1{font-size:clamp(40px,10.6vw,64px)}.agency-name-hero .agency-name-label{font-size:clamp(24px,6vw,32px)}.hub-brand-figure{max-width:190px}.hub-hero-copy>p{font-size:15px}.hub-trust-list{flex-direction:column;align-items:flex-start}.hub-brand-frame{border-radius:20px;padding:5px}.hub-brand-frame img{border-radius:15px}.hub-assurance>div{padding:21px 15px}.hub-assurance strong{font-size:16px}.hub-section,.hub-contact{padding:70px 20px}.hub-section-heading{gap:20px;margin-bottom:30px}.coverage-grid{grid-template-columns:1fr}.coverage-card{min-height:0;padding:25px}.hub-process{padding:70px 20px}.process-steps article{grid-template-columns:38px minmax(0,1fr);gap:8px 12px;padding:20px 18px}.living-benefits-grid{gap:46px}.resource-band{gap:34px;padding:64px 20px}.resource-actions .button{width:100%}.hub-contact{gap:42px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.coverage-card{transition:none}}.life-video-section{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:center;gap:48px;max-width:1180px;margin:0 auto;display:grid}.life-video-copy h2{color:var(--navy);margin:10px 0 18px;font-family:Georgia,Times New Roman,serif;font-size:clamp(30px,3vw,42px);font-weight:400;line-height:1.15}.life-video-copy p{color:var(--muted);max-width:440px;margin:0;font-size:16px;line-height:1.75}.life-video-figure{min-width:0;margin:0}.life-video-player{aspect-ratio:16/9;border:1px solid var(--line);background:#080a0d;border-radius:16px;overflow:hidden}.life-video-player iframe{border:0;width:100%;height:100%;display:block}.life-video-figure figcaption{color:var(--muted);padding-top:12px;font-size:13px;line-height:1.6}.life-video-figure figcaption a{text-underline-offset:3px}.life-video-figure figcaption a:focus-visible{outline-offset:4px;outline:2px solid}.life-video-feature{border-bottom:1px solid var(--line);padding:64px 24px}.life-video-education{border-top:1px solid var(--line);grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);margin-top:48px;padding-top:48px}.life-video-education .life-video-copy{grid-area:1/2}.life-video-education .life-video-figure{grid-area:1/1}.life-video-dream{background:var(--navy);border-top:3px solid var(--gold);border-radius:20px;width:calc(100% - 48px);padding:48px}.life-video-dream .section-label{color:var(--gold-light)}.life-video-dream .life-video-copy h2{color:var(--white)}.life-video-dream .life-video-copy p,.life-video-dream figcaption{color:#cbd4d9}.life-video-dream .life-video-player{border-color:#393b3e}@media (width<=800px){.life-video-section{grid-template-columns:minmax(0,1fr);gap:26px}.life-video-copy p{max-width:none}.life-video-education .life-video-copy,.life-video-education .life-video-figure{grid-area:auto}}@media (width<=640px){.life-video-feature{padding:44px 20px}.life-video-education{margin-top:36px;padding-top:36px}.life-video-dream{border-radius:16px;width:calc(100% - 40px);padding:28px 20px}.life-video-player{border-radius:10px}}.site-header,.hub-header,.legal-header{background:#231f20;gap:24px}.agency-brand{flex:0 360px;min-width:0}.agency-brand img{width:100%;max-width:360px;height:auto;display:block}.site-header .header-book{background:var(--gold-light);color:var(--navy);white-space:nowrap;font-size:16px}.site-header .header-book:hover{background:var(--gold)}.hub-header-actions{flex-wrap:wrap;justify-content:flex-end;gap:12px 18px}.facebook-follow{align-items:center;gap:8px;min-height:44px;font-size:16px;font-weight:700;line-height:1.4;text-decoration:none;display:inline-flex}.facebook-follow svg{flex:none}.facebook-follow:hover{text-underline-offset:4px;text-decoration:underline}.facebook-follow:focus-visible{outline-offset:5px;border-radius:4px;outline:2px solid}.site-header .facebook-follow-header{color:var(--gold-light);padding:10px 0}.footer-contact .facebook-follow{font-size:16px}.legal-header>a{color:var(--gold-light)}.quick-action strong{font-size:14px}.quick-action small{font-size:12px}.hub-brand-figure figcaption{letter-spacing:.03em;text-transform:none;font-size:14px;line-height:1.6}.hub-trust-list{font-size:14px}.whole-life-panel{border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;border-radius:18px;align-self:start;padding:36px;scroll-margin-top:24px}@media (width<=900px){.quick-actions{grid-template-columns:repeat(2,minmax(0,1fr))}.quick-action-featured{grid-column:auto}}@media (width<=640px){.site-header,.legal-header{flex-direction:column;align-items:center;gap:12px}.agency-brand{flex:none;width:min(300px,100%)}.hub-header-actions{justify-content:center;align-items:center}.quick-action{grid-template-columns:minmax(0,1fr);padding:14px 10px}.quick-action-icon{display:none}.quick-action strong{font-size:14px}.quick-action small{font-size:12px}.hub-hero-copy>p{font-size:16px}.whole-life-panel{padding:26px 22px}}.quick-action-appointment{background:#fff8e6;border-color:#b79546}.appointment-header-actions{flex-wrap:wrap;justify-content:flex-end;gap:12px}.appointment-header-link{border:1px solid var(--gold);color:var(--gold-light);border-radius:999px;align-items:center;gap:8px;min-height:44px;padding:10px 16px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.appointment-header-link svg,.appointment-submit svg,.hub-contact-actions .button svg{flex-shrink:0}.hub-contact-actions .button{gap:9px}.appointment-section{grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:56px;max-width:1180px;margin:0 auto;padding:0 24px 80px;scroll-margin-top:24px;display:grid}.appointment-intro{padding-top:16px}.appointment-emblem{color:#765318;background:#f2e3b9;border:1px solid #c3a05a;border-radius:16px;justify-content:center;align-items:center;width:54px;height:54px;margin-bottom:24px;display:inline-flex}.appointment-emblem svg{width:30px;height:30px}.appointment-intro h2{letter-spacing:-.025em;margin:16px 0 22px;font-family:Georgia,Times New Roman,serif;font-size:clamp(34px,4vw,46px);font-weight:500;line-height:1.12}.appointment-intro>p{color:var(--muted);font-size:16px;line-height:1.7}.appointment-intro .appointment-delivery{color:#40434a;border-top:1px solid var(--line);padding-top:20px;font-size:14px}.appointment-intro a{overflow-wrap:anywhere}.appointment-form{border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;border-radius:20px;min-width:0;padding:30px;box-shadow:0 12px 32px #1414140a}.appointment-form-fields{border:0;min-width:0;margin:0;padding:0}.appointment-required{color:var(--muted);margin:0 0 20px;font-size:12px}.appointment-fields{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 16px;display:grid}.appointment-fields label{color:#34373c;gap:8px;min-width:0;font-size:13px;font-weight:700;display:grid}.appointment-fields input,.appointment-fields select{color:var(--ink);background:#fff;border:1px solid #b9b7b0;border-radius:8px;width:100%;min-width:0;min-height:46px;padding:11px 10px;font:16px Arial,Helvetica,sans-serif}.appointment-fields input:focus,.appointment-fields select:focus,.appointment-form button:focus-visible,.appointment-header-link:focus-visible,.appointment-result summary:focus-visible{outline-offset:3px;outline:2px solid #866018}.appointment-full-width{grid-column:1/-1}.appointment-consent{color:#40434a;cursor:pointer;align-items:flex-start;gap:12px;margin-top:24px;font-size:13px;line-height:1.65;display:flex}.appointment-consent input{accent-color:#866018;flex:0 0 20px;width:20px;height:20px;margin:4px 0 0}.appointment-note{color:var(--muted);margin:12px 0 0;font-size:12px;line-height:1.65}.appointment-intro .appointment-note{font-size:12px}.appointment-submit{cursor:pointer;justify-content:center;align-items:center;gap:10px;width:100%;margin-top:22px;display:inline-flex}.appointment-form button:disabled{opacity:.55;cursor:wait}.appointment-medicare{border-left:3px solid var(--gold);background:#faf5e8;margin:20px 0 0;padding:14px;font-size:13px;line-height:1.65}.appointment-error{color:#8d1a19;background:#fff0ef;border:1px solid #d4a7a2;border-radius:8px;padding:12px;font-size:14px}.appointment-result{background:#fff9e9;border:1px solid #bca163;border-radius:10px;margin-top:24px;padding:18px;font-size:14px;line-height:1.6}.appointment-result>p{margin:0 0 12px}.appointment-result summary{cursor:pointer;font-weight:700}.appointment-result textarea{border:1px solid var(--line);width:100%;color:var(--ink);background:#fff;border-radius:6px;margin:12px 0;padding:12px;font-size:13px;line-height:1.6;display:block}.appointment-result a{overflow-wrap:anywhere}@media (width<=900px){.quick-action-appointment{grid-column:1/-1}.appointment-section{grid-template-columns:minmax(0,1fr);gap:28px;max-width:720px}}@media (width<=640px){.quick-action-appointment{grid-template-columns:38px minmax(0,1fr)}.quick-action-appointment .quick-action-icon{display:flex}.appointment-header-actions{justify-content:center}.appointment-section{padding:0 20px 56px}.appointment-fields{grid-template-columns:minmax(0,1fr)}.appointment-form{padding:24px 18px}}.quick-actions{grid-template-columns:repeat(4,minmax(0,1fr))}.quick-action-appointment{grid-column:span 2}.quick-action{min-height:96px}.education-nav{color:var(--gold-light);flex-wrap:wrap;align-items:center;gap:20px;font-weight:700;display:flex}.education-nav>a{align-items:center;min-height:44px;text-decoration:none;display:inline-flex}.education-nav a:hover{text-decoration:underline}.education-hero{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold);padding:72px max(24px,50vw - 590px)}.education-hero h1{max-width:940px;margin:22px 0;font-family:Georgia,serif;font-size:clamp(38px,5.5vw,72px);font-weight:400;line-height:1.1}.education-hero h1 span{color:var(--gold-light)}.education-hero>p{color:#e5e0d5;max-width:680px;font-size:19px;line-height:1.75}.education-content{max-width:1228px;margin:auto;padding:64px 24px}.education-heading{justify-content:space-between;align-items:end;gap:32px;margin-bottom:28px;display:flex}.education-heading h2,.related-reading>h2{margin:14px 0;font-family:Georgia,serif;font-size:36px;font-weight:400}.education-heading>p{max-width:430px;color:var(--muted);line-height:1.7}.article-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.article-card{border:1px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;text-decoration:none;transition:transform .15s,box-shadow .15s;display:flex;overflow:hidden}.article-card:hover{transform:translateY(-3px);box-shadow:0 12px 30px #17191d12}.article-art{min-height:172px;color:var(--gold-light);background:#20201d;border-bottom:1px solid #d4aa4340;justify-content:space-between;align-items:center;gap:10px;padding:26px;display:flex}.article-art-1{color:#58400d;background:#eee3c7}.article-art-2{background:#2d3535}.article-art>span{max-width:170px;font-family:Georgia,serif;font-size:27px;line-height:1.25}.article-art svg{stroke:currentColor;stroke-width:1.5px;flex-shrink:0;width:80px;height:80px}.article-card-copy{flex-direction:column;flex:1;padding:26px;display:flex}.article-card-copy h3{margin:15px 0;font-family:Georgia,serif;font-size:25px;font-weight:400;line-height:1.3}.article-card-copy p{color:var(--muted);margin:0 0 22px;line-height:1.7}.article-read{margin-top:auto;font-size:14px;font-weight:700}.editorial-note{border-left:3px solid var(--gold);background:#efe9dd;margin-top:44px;padding:28px}.editorial-note h2{font-size:20px}.editorial-note p{max-width:950px;line-height:1.8}.article-body{max-width:820px;margin:auto;padding:45px 24px 20px}.breadcrumbs{color:#66604f;gap:12px;margin-bottom:32px;font-size:14px;display:flex}.article-body h1{margin:16px 0;font-family:Georgia,serif;font-size:clamp(34px,4.5vw,53px);font-weight:400;line-height:1.18}.article-byline{color:var(--muted);line-height:1.8;font-size:14px!important}.article-body p,.article-body li{font-size:18px;line-height:1.85}.article-body li{margin:12px 0}.article-body h2{margin:36px 0 18px;font-family:Georgia,serif;font-size:29px;font-weight:400}.direct-answer{border:1px solid var(--line);border-left:4px solid var(--gold);background:#fff;border-radius:0 14px 14px 0;margin:32px 0;padding:24px 28px}.direct-answer strong{text-transform:uppercase;letter-spacing:.1em;color:#785b1c;font-size:12px}.direct-answer p{margin-bottom:0}.article-faq details{border-bottom:1px solid var(--line);padding:18px 0}.article-faq summary{cursor:pointer;font-size:18px;font-weight:700;line-height:1.5}.article-faq p{margin-bottom:0}.article-sources p,.article-sources li{font-size:14px}.article-cta{background:#eae1cc;border-radius:16px;margin-top:36px;padding:28px}.article-cta h2{margin-top:0}.related-reading .article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.resource-tiles{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;display:grid}.resource-tile{border:1px solid var(--line);border-top:3px solid var(--gold);background:#fff;border-radius:18px;padding:32px;text-decoration:none;display:block}.resource-tile h3{margin:20px 0 14px;font:400 30px/1.25 Georgia,serif}.resource-tile p{margin-bottom:28px;line-height:1.8}.resource-tile-dark{background:var(--navy);color:#fff}.resource-tile-dark>strong{color:var(--gold-light)}.resource-tile:hover{box-shadow:0 10px 26px #17191d16}.resource-disclosure{color:#57534b;margin:24px 0 0;font-size:14px;line-height:1.8}.reviews-section{border:1px solid var(--line);background:#eee7d7;border-radius:22px;grid-template-columns:1fr 1.2fr;align-items:center;gap:48px;max-width:1180px;margin:0 auto 72px;padding:44px;display:grid}.reviews-section h2{font-family:Georgia,serif;font-size:38px;font-weight:400;line-height:1.2}.reviews-section p{font-size:16px;line-height:1.8}.reviews-coming{background:#fffcf6;border:1px solid #d8caa8;border-radius:16px;padding:30px}.reviews-coming>span{color:#a7822b;height:40px;font:70px/1 Georgia,serif;display:block}.reviews-coming h3{font:400 28px/1.3 Georgia,serif}.article-card:focus-visible,.resource-tile:focus-visible{outline-offset:4px;outline:3px solid #866018}@media (width<=1000px){.article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-grid>:last-child:nth-child(odd){grid-column:1/-1}.education-nav{justify-content:center;gap:14px}}@media (width<=900px){.quick-actions{grid-template-columns:repeat(2,minmax(0,1fr))}.education-heading{display:block}.reviews-section{grid-template-columns:1fr;gap:24px;margin-left:24px;margin-right:24px;padding:30px}}@media (width<=640px){.quick-action{min-height:90px}.quick-action-appointment{grid-column:1/-1}.article-grid,.related-reading .article-grid,.resource-tiles{grid-template-columns:1fr}.education-hero{padding:44px 24px}.education-content{padding-top:40px}.resource-tile{padding:26px}.reviews-section{margin-left:20px;margin-right:20px;padding:24px}.reviews-section h2{font-size:31px}.reviews-coming{padding:22px}.article-body p,.article-body li{font-size:17px}}@media (prefers-reduced-motion:reduce){.article-card{transition:none}.article-card:hover{transform:none}}
